Insurance

As part of Parentkind’s membership offer Parentkind is introducing membership insurance provided by Zurich. It is ongoing for all Parentkind members and you will be covered from the day you join. The policy has been set up by Zurich so that protection is there when your PTA needs it most.

Membership to Parentkind automatically includes Public Liability insurance of up to £10 million to cover your activities including fireworks, parties and bouncy castles (please see Zurich policy summary for limitations and conditions). Whether you run a full calendar of events or two discos a year, as a PTA you have a duty of care to ensure that your association has adequate insurance cover in place. If a child is hurt, or the school damaged, then it is the committee which may be held financially responsible. Crucially, local authorities require all third parties using the school site to have Public Liability insurance.

With almost 60 years’ experience supporting and advising PTAs, we have worked hard to introduce a Parentkind membership insurance policy with an insurer who will cover you for most typical PTA events and activities.

What's included in your PTA Insurance Policy:

 Insurance Jargon

Plain English

Parentkind benefit?

Material damage – all risks

Covers property owned by the PTA or which the PTA is responsible for, should it be damaged or lost as a result of fire, theft, accidental damage and the like.

Yes

 Business Interruption

Covers additional expenditure (eg to hire additional equipment) if property belonging to the PTA is damaged or stolen and this impacts their ability to run an event.

Yes

 Money

Covers the theft of money in safes, or in transit.

Yes

 Public liability

Provides protection if you are found legally liable for a member of the public being injured or their property damaged, during a PTA run event.

 Yes

 Employers liability Provides protection if you are found legally liable for a member of the PTA being injured, during a PTA run event.  Yes
 Personal accident cover Provides a financial benefit if a PTA member or volunteer has an accident at your event.  Yes
 Deterioration of Stock Covers stock which has become unusable following the breakdown of fridges or freezers.  Yes
 Financial and  Administrative Liability Provides protection to the PTA if your activities cause a financial loss to a third party, and provides cover where volunteers defraud the PTA.  Yes
 Trustee Indemnity  Trustee indemnity insurance protects charity trustees (committee members) personally from any claims made against them arising from their failure to act in a proper manner in their role as a trustee or committee member. This would cover damages and legal costs, but any illegal act or deliberate negligence cannot be insured against. Yes 

  

If you would like further information about the Parentkind Membership Insurance please contact Parentkind at 0300 123 5460.

What next?

If you are a Parentkind member then nothing. You can rest assured that we will continue to remind you of seasonal insurance concerns and update you on anything that changes.

If you are not a Parentkind member, join now to get immediate insurance coverage and a range of other valuable benefits. Feel free to contact our Member Support Line on 0300 123 5460 with any questions you may have.

 

Parentkind uses cookies to improve website functionality and analyse site usage. Click here for details of how to change your settings. By continuing to use this website you agree that we can save them on your device.